Non-grandfathered Plans Must Cover COVID-19 Vaccine Without Cost-sharing Beginning in 2021
On December 11, 2020, the Food and Drug Administration (FDA) issued an Emergency Use Authorization (EUA) for Pfizer Inc.’s COVID-19...
top of page
Search
Karl J. Ruth Jr.
Jan 13, 20211 min read
Final Rule Allows Greater Flexibility for Grandfathered Plans Under the ACA
On December 15, 2020, the Departments of Labor, Health and Human Services and the Treasury (Departments) published a final rule that...
10 views0 comments
Karl J. Ruth Jr.
Dec 17, 20201 min read
Employee Benefits Plan Limits for 2021
Many employee benefits are subject to annual dollar limits that are periodically updated for inflation by the IRS. The IRS typically...
9 views0 comments
Karl J. Ruth Jr.
Dec 14, 20201 min read
Final Rule on Health Care Transparency Issued
The Departments of Labor (DOL), Health and Human Services (HHS) and the Treasury (Departments) issued a final rule that imposes new...
3 views0 comments
Karl J. Ruth Jr.
Dec 8, 20204 min read
Don’t Protect Yourself from a Long-Term Care Event. Protect Your Family from You.
Guest Blogger: Erich Dyer (Dyers Group) Michael is in his late 70’s and lives with his wife Mary, also in her late 70’s. They walk at...
14 views0 comments
Karl J. Ruth Jr.
Nov 24, 20201 min read
Summary of the 2020 Employer Health Benefits Annual Survey
Each year, the Kaiser Family Foundation and the Health Research & Educational Trust conduct a survey to examine employer-sponsored health...
7 views0 comments
Karl J. Ruth Jr.
Sep 8, 20201 min read
Employers Have Flexibility with Contraceptive Coverage Plan Designs
In July, the U.S. Supreme Court upheld expanded exemptions to the ACA’s contraceptive mandate. Under these exemptions, plan sponsors that...
8 views0 comments
Karl J. Ruth Jr.
Aug 20, 20201 min read
“Supreme Court to Hear Arguments in Lawsuit Challenging ACA’s Constitutionality This Fall”
This fall, the U.S. Supreme Court is expected to hear oral arguments in Texas v. Azar, the lawsuit arguing that the Affordable Care Act...
8 views0 comments
Karl J. Ruth Jr.
May 28, 20201 min read
2021 HSA Contribution Limits & HDHP Requirements
In Revenue Procedure 2020-32, the IRS released the 2021 inflation-adjusted figures for contributions to HSAs. Most items are set to...
13 views0 comments
Karl J. Ruth Jr.
May 21, 20201 min read
Best Practices for Addressing the COVID-19 Pandemic
@ajmbenefits As the number of U.S. COVID-19 cases grows daily, employment is rapidly changing. While local governments temporarily adjust...
9 views0 comments
Karl J. Ruth Jr.
May 11, 20201 min read
New Coronavirus Relief Laws Require Paid Employee Leave
@ajmbenefits As part of sweeping legislation—the Families First Coronavirus Response Act—signed into law by President Donald Trump, two...
10 views0 comments
Karl J. Ruth Jr.
May 6, 20201 min read
COVID-19 Related Form 5500 Deadlines and Extensions
The IRS issued several notices at the end of March and early April, including Notice 2020-18, which expands filing relief for time...
11 views0 comments
Karl J. Ruth Jr.
Apr 7, 20201 min read
Supreme Court Declines to Expedite ACA Case
The United States Supreme Court denied motions to expedite consideration of Texas v. Azar, the lawsuit challenging the constitutionality...
6 views0 comments
Karl J. Ruth Jr.
Apr 1, 20201 min read
Reinstatement of Over-the-Counter Medications
Part of the CARES Act (COVID-3 Stimulus Bill), that was passed and signed into law on March 27, 2020, has reinstated the coverage for...
16 views0 comments
Karl J. Ruth Jr.
Mar 18, 20201 min read
Blue Cross is waiving cost sharing for telehealth medical services
What you need to know Today, Blue Cross Blue Shield of Michigan is publicly announcing that they will waive cost sharing on telehealth...
13 views0 comments
Karl J. Ruth Jr.
Mar 10, 20201 min read
HHS Increases Civil Penalties for HIPAA Violations
The Department of Health and Human Services (HHS) recently published a final rule increasing the civil monetary penalties for violations...
6 views0 comments
Karl J. Ruth Jr.
Feb 3, 20201 min read
Cadillac Tax and Other Key ACA Taxes Repealed
The federal spending bill signed into law at the end of 2019 repealed three taxes and fees under the Affordable Care Act (ACA): The...
3 views0 comments
Karl J. Ruth Jr.
Jan 27, 20201 min read
VSP Vision Coupon Through February 29, 2020!
Do you have VSP coverage through your employer or on an individual plan? VSP is offering a coupon for select Frame Brands. Get an extra...
9 views0 comments
Karl J. Ruth Jr.
Jan 24, 20201 min read
Planning A Trip Out of Country
Your health insurance coverage may not travel with you! That's why we recommend GeoBlue Travel Health Insurance. GeoBlue provides peace...
13 views0 comments
Karl J. Ruth Jr.
Jan 15, 20201 min read
Final Rule on Hospital Price Transparency Released
On Friday, November 15, 2019, the Trump administration released its final rule regarding hospital price transparency. This final rule...
6 views0 comments
bottom of page