Karl J. Ruth Jr.Jun 13, 20183 min read5 Tips For Buying The Right Health InsuranceInsurance isn't sexy! What could be any less exciting than reviewing and looking for health plan options. The fact is that health plan...
Karl J. Ruth Jr.Jun 1, 20182 min readAffordability Threshold Increases In 2019The IRS announced on May 21, 2018 the 2019 increase on the shared-responsibility affordability percentage in Revenue Procedure 2018-34....
Karl J. Ruth Jr.Apr 16, 20181 min readInformed On ReformThe Michigan Department of Insurance and Financial Services (DFIS) has approved CMS's ruling to extend pre-ACA health plans through...
Karl J. Ruth Jr.Mar 27, 20182 min readPCORI Fees Due July 31stFor self‐funded plans, the self‐insured employer is responsible for submitting the fee and accompanying paperwork to the IRS. Third‐party...
Karl J. Ruth Jr.Feb 26, 20182 min readShort Term Medical PlansOn February 20, 2018, the Trump Administration proposed a new regulation to extend short- term medical plans up to just under a full year....
Karl J. Ruth Jr.Feb 23, 20181 min readHave You Visited The Doctor This Year?Visiting your primary care doctor at least once a year is essential to keeping your health on the right track. In fact, those who take...
Karl J. Ruth Jr.Feb 20, 20182 min readIRS 1095 Filing ReminderIRS 1095 Filing Reminder This is a reminder regarding the IRS’ extension for certain entities to provide 2017 health coverage information...